Missouri

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Washington, Missouri CD Rates – 18-Month

You are viewing rates from banks across Washington





Below are eighteen-month Certificates of Deposit (CD) rates from banks in Washington, Missouri . Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.

Washington, MO - July 16, 2025

18 Month CD National Average : 0.58% ?

Banks APY MIN MILES ?

Rate History: 1.70% → 4.65% → 1.70% → 1.20% → 1.00%

| Jan 29, 2024

Tried to enter information on line to open a 5 year CD, multiple time and wasn't accepted. Talked to a live person who was of no help at all. My credit score is over 800 and I have plenty of money in oth... Read More

| Aug 14, 2020

At your Rock Hill location, I feel you are not committed to the safety of your customers as you say on your web site. Why aren't your employees wearing masks? Why do they let patrons enter without a mask... Read More

0.75%

$10,000

20.32

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0.70%

$1,000

6.95

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| Jul 8, 2020

This rate is wrong I called the bank they do not have this rate cash cow needs to do a better job updating these rates this is not the first time Read More

0.60%

$10,000

10.96

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0.59%

$10,000

12.45

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0.55%

$1,000

11.37

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0.55%

$10,000

14.08

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0.50%

$10,000

21.79

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0.50%

$10,000

20.07

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0.50%

$1,000

23.77

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| Nov 3, 2021

If anyone is considering using Midland States Bank for estate or trust planning and administration, I’d urge you to be careful and do your due diligence. I’ll first say that I am a CPA with experience ... Read More

| Aug 30, 2017

Excellent bank with a friendly helpful staff Read More

0.40%

$10,000

6.66

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0.35%

$250

20.56

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0.30%

$10,000

21.12

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0.30%

$10,000

6.44

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| Jun 1, 2020

UMB does not honor the rate posted here! Read More

0.25%

$10,000

23.15

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0.21%

$100,000

23.23

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| Jul 8, 2020

This rate is wrong I called the bank they do not have this rate cash cow needs to do a better job updating these rates this is not the first time Read More

0.16%

$10,000

23.23

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0.10%

$10,000

20.75

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| Jun 12, 2023

US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More

| May 18, 2019

Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More

| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Washington, MO - July 16, 2025


Branch Street City State
BMO Bank National Association
Winghaven Branch
3001 Winghaven Boulevard O Fallon MO
American Bank of Freedom
Warrenton Branch
917 North Outer Road Warrenton MO
FMB Bank
Fmb Bank Branch
100 Veterans Memorial Parkway Wright City MO
Heritage Community Bank
Heritage Community Bank - Marthasvil Branch
15967 State Highway 47 Marthasville MO
HNB National Bank
Hnb-Wentzville Branch
1977 Wentzville Parkway Wentzville MO
Bank of Franklin County
Bank Of Franklin County - New Haven Branch
101 Franklin Avenue New Haven MO
Farmers and Merchants Bank of St. Clair
Plaza Facility Branch
905 St. Clair Plaza Drive St. Clair MO
Peoples Savings Bank
New Haven Branch
9414 Highway 100 New Haven MO
Bank Star
Bank Star Branch
1999 West Osage Street Pacific MO
The Bank of Old Monroe
Bank Of Old Monroe - Wentzville Faci Branch
1093 Wentzville Parkway Wentzville MO
The Missouri Bank
The Missouri Bank Branch
104 North Highway 47 Warrenton MO
SULLIVAN BANK
Bank Of Sullivan Branch
318 West Main Street Sullivan MO
Midland States Bank
St. Clair Branch
815 North Commercial Avenue St. Clair MO
Enterprise Bank & Trust
Garden Villas Branch
7092 S. Outer 364 O Fallon MO
United Bank of Union
Union Branch
210 Highway 50 West Union MO
Great Southern Bank
Lake St. Louis Branch
3031 Lake St. Louis Boulevard Lake Saint Louis MO
First State Bank of St. Charles, Missouri
Lake St. Louis Facility Branch
3461 Technology Drive Lake Saint Louis MO
Legends Bank
Union Branch
410 Hwy 50 East Union MO
UMB Bank, National Association
Winghaven Branch
9957 Winghaven Blvd O Fallon MO
St. Johns Bank and Trust Company
O'fallon Branch
2897 Highway K O Fallon MO
Peoples Bank
Sullivan Office Branch
112 S. Service Road Sullivan MO
HNB National Bank
Hnb-Wentzville Branch
1977 Wentzville Parkway Wentzville MO
Peoples Bank
Sullivan Office Branch
112 S. Service Road Sullivan MO
First Bank
Gerald Facility Branch
340 South Main Street Gerald MO
Commerce Bank
Wentzville Branch
1994 Wentzville Pkwy Wentzville MO
U.S. Bank National Association
Warrenton Branch
502 East Old Highway 40 Warrenton MO
Regions Bank
Wentzville Branch
1843 Wentzville Parkway Wentzville MO
PNC Bank, National Association
Warrenton Branch
236 East Booneslick Road Warrenton MO
Bank of America, National Association
Wentzville Parkway Branch
1200 West Pearce Boulevard Wentzville MO
Regions Bank
Wentzville Branch
1843 Wentzville Parkway Wentzville MO


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

18 Month CDs - Branch Banks 2025

Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.

Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.

The advantages of an eighteen month CD are:

  • A slightly higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 18 month period.
  • FDIC insurance.
  • Convenience of opening and managing the CD at a local branch.

The disadvantages of an eighteen month branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for 18 months. Removing it early results in significant penalties.
  • Opening in a branch requires a personal visit.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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